Blog entry by Maria Tom
Online shopping can be a convenient and fun activity, provided you take a few precautions to ensure that your information and money stay safe. Take the time to review these tips on what to do when making a purchase in order to have the best experience possible.
if you feel that the site may not be secure, you're probably right. Little things such as misspellings, requests for excessive personal information, and low-resolution logos and photos may be warning signs.
it’s always a bad idea to click on a link in an email from someone you don’t know, but it's particularly dangerous if you buy on a site advertised in a email. Always try to use a search engine to locate legitimate e-tailer sites.
Once you arrive at a site, you need to make sure that it is legitimate and not a fake or spoofed version.
if the site turns out to be fraudulent, your credit card company will usually reimburse you for the purchase; and in the case of credit card fraud, and the law should protect you. Some credit card companies even offer extended warranties on purchases. With debit cards, it can be more difficult to get your money back and you don’t want your account to be drained while you’re sorting things out with your bank. Another option savvy shoppers sometimes use is a one-time-use credit card, which includes a randomly generated number that can be used for one transaction only.